​The COVID-19 pandemic has led to unprecedented reductions in economic activity for individuals and businesses across the country. Electric utilities, including co-ops, are facing loss of load, unemployment, and fast-rising rates of nonpayment, leading to significant reductions in revenue.  In addition, co-ops are experiencing increased expenses, including costs related to personal protective equipment (PPE), medical supplies, technology for remote work, additional cleaning services and increased interest expenses.  This advisory reviews the financial impact of COVID-19 on electric cooperatives and offers some pathways for economic recovery.